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UBA Leo Loan Review
VerifiedCBN LicensedInstant loans via UBA's AI chatbot Leo
4.1
(590 reviews)₦10,000 - ₦3,000,000
Loan Amount
2-4.5%
Monthly Interest
30-180 days
Repayment Term
Instant
Approval Time
Pros & Cons
Pros
- ✓Apply via WhatsApp (Leo chatbot)
- ✓Pan-African bank presence
- ✓Low interest rates
- ✓Fast approval
- ✓No branch visit needed
- ✓Multiple channels (App, USSD, WhatsApp)
Cons
- ✗Must be UBA customer
- ✗Leo chatbot can be frustrating
- ✗Lower limits than some competitors
- ✗Primarily for salary earners
How to Apply for UBA Leo Loan Loan
- 1
Open UBA mobile app or chat with Leo on WhatsApp
- 2
Say 'Get a loan' to Leo
- 3
Leo will show eligible amount
- 4
Select loan details
- 5
Confirm and receive instantly
User Reviews
K
Kunle D.Verified
Lagos
January 2025
Applied through Leo on WhatsApp. Got ₦200,000 in 2 minutes. Innovative approach!
H
Hauwa M.Verified
Abuja
December 2024
UBA loan rates are good. Leo chatbot is convenient but sometimes doesn't understand what you want.
Frequently Asked Questions
Who is Leo?
Leo is UBA's AI-powered chatbot available on WhatsApp, Facebook Messenger, and the UBA app for banking services including loans.
How do I contact Leo for loan?
Add UBA Leo on WhatsApp (+234 909 000 0005) and send 'Hi' to start, then request a loan.
Quick Info
- Founded
- 1949
- Headquarters
- Lagos, Nigeria
- CBN Licensed
- Yes
- Disbursement
- Instant
- Last Updated
- 2025-01-19
Requirements
- •Active UBA salary account
- •Minimum 3 months salary history
- •BVN linked to account
- •Good standing with bank
- •Confirmed employment