Business Loan Marketplace
Find the right financing for your business. Compare working capital, asset financing, invoice financing, and more from banks and alternative lenders.
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Sterling Bank SME Loan
Sterling Bank
Amount
₦500K - ₦50M
Interest
18% - 24% p.a.
Tenure
6 - 36 months
Processing
5-7 business days
✓ No collateral up to ₦5M✓ Quick disbursement✓ Flexible repayment
Requirements: CAC registration • 6 months bank statement • Business plan • 2 guarantors
Access Bank Business Loan
Access Bank
Amount
₦1M - ₦100M
Interest
16% - 22% p.a.
Tenure
12 - 48 months
Processing
7-14 business days
✓ Competitive rates✓ Large loan amounts✓ Business advisory
Requirements: CAC certificate • 12 months bank statement • Audited accounts • Collateral
LSETF Lagos State Employment Trust Fund
Lagos State Govt
Amount
₦500K - ₦5M
Interest
5% - 9% p.a.
Tenure
24 - 48 months
Processing
2-4 weeks
✓ Low interest rate✓ No collateral✓ Training included✓ Mentorship
Requirements: Lagos resident • Existing business • BVN • Business registration
GTBank Asset Finance
GTBank
Amount
₦2M - ₦200M
Interest
14% - 20% p.a.
Tenure
12 - 60 months
Processing
5-10 business days
✓ Asset as collateral✓ New or used equipment✓ Vehicle financing
Requirements: Business account with GTB • Proforma invoice • Insurance • Down payment 30%
Lidya Invoice Financing
Lidya
Amount
₦100K - ₦20M
Interest
3% - 5% p.a.
Tenure
1 - 3 months
Processing
24-48 hours
✓ Fast approval✓ No collateral✓ Funds in 24 hours✓ Invoice as security
Requirements: Valid invoices • Bank statement • Business registration
BOI GEEP Loan
Bank of Industry
Amount
₦10K - ₦300K
Interest
0% - 5% p.a.
Tenure
6 - 12 months
Processing
2-3 weeks
✓ Zero collateral✓ Low interest✓ Government backed✓ Capacity building
Requirements: Nigerian citizen • Existing trade/business • Cooperative membership
First Bank Import Finance
First Bank
Amount
₦5M - ₦500M
Interest
12% - 18% p.a.
Tenure
3 - 12 months
Processing
7-14 business days
✓ LC facility✓ Forex support✓ Trade advisory✓ Global network
Requirements: Form M • Proforma invoice • LC application • Business track record
Moniepoint Business Loan
Moniepoint
Amount
₦50K - ₦5M
Interest
3% - 8% p.a.
Tenure
1 - 6 months
Processing
Same day
✓ Based on POS transactions✓ Same-day disbursement✓ Auto-repayment✓ No paperwork
Requirements: Moniepoint POS merchant • 3 months transaction history • BVN
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