Q

QuickCheck Review

Verified

AI-powered instant loans with flexible repayment options

4.2
(980 reviews)
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₦1,500 - ₦500,000

Loan Amount

5-30%

Monthly Interest

15-365 days

Repayment Term

5-30 minutes

Approval Time

Pros & Cons

Pros

  • AI-powered quick approval
  • Flexible repayment schedules
  • Credit score building feature
  • No collateral required
  • Early repayment discounts

Cons

  • No iOS app available
  • High interest rates for first-time users
  • Requires access to phone data
  • Limited customer support channels

How to Apply for QuickCheck Loan

  1. 1

    Download QuickCheck app from Google Play Store

  2. 2

    Register with your phone number and BVN

  3. 3

    Complete profile and grant required permissions

  4. 4

    Request loan amount and select tenure

  5. 5

    Review terms and accept

  6. 6

    Receive funds in your bank account

User Reviews

A

Adebayo T.Verified

Lagos

January 2025

QuickCheck saved me during an emergency. Got ₦50,000 in 10 minutes. Interest was fair.

C

Chidinma O.Verified

Owerri

December 2024

Good app but interest is high for new users. Gets better after a few loans.

E

Emmanuel K.Verified

Abuja

November 2024

I like the credit score feature. Shows me how to improve my rating.

Frequently Asked Questions

Is QuickCheck legit?

Yes. QuickCheck is a registered Nigerian fintech company backed by international investors. They are regulated and report to credit bureaus.

Why was I rejected by QuickCheck?

Common reasons include low credit score, insufficient phone data history, multiple active loans, or BVN issues. Try again after improving your profile or clearing existing debts.

Does QuickCheck call contacts?

QuickCheck accesses contacts for verification but has policies against harassment. If you experience contact calling, report to their customer support.

How do I increase my QuickCheck limit?

Repay loans on time, maintain consistent phone usage patterns, keep your profile updated, and build your credit score through the app.

Quick Info

Founded
2017
Headquarters
Lagos, Nigeria
CBN Licensed
No
Disbursement
5 minutes to 24 hours
Last Updated
2025-01-18

Requirements

  • Valid BVN
  • Nigerian phone number
  • Age 20-55 years
  • Android smartphone (no iOS app)
  • Bank account in your name
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