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KiaKia Review
VerifiedCBN LicensedFast loans for employed and self-employed Nigerians
3.9
(290 reviews)₦5,000 - ₦500,000
Loan Amount
5-20%
Monthly Interest
14-90 days
Repayment Term
15 minutes
Approval Time
Pros & Cons
Pros
- ✓Serves both employed and self-employed
- ✓Fast approval process
- ✓No collateral required
- ✓Multiple loan products
- ✓Flexible repayment options
Cons
- ✗Higher interest for first-time users
- ✗Lower initial limits
- ✗Customer service issues reported
- ✗Requires many app permissions
How to Apply for KiaKia Loan
- 1
Download KiaKia app
- 2
Register and verify BVN
- 3
Complete profile information
- 4
Submit employment/business proof
- 5
Request loan
- 6
Receive funds after approval
User Reviews
B
Bola T.Verified
Lagos
January 2025
KiaKia approved my loan even though I'm self-employed. Most apps reject traders like me.
U
Usman I.Verified
Abuja
December 2024
Reliable app. Started small but now my limit is ₦200,000 after several successful repayments.
Frequently Asked Questions
Can self-employed get KiaKia loan?
Yes, KiaKia is one of few apps that serves both employed and self-employed Nigerians.
How fast is KiaKia disbursement?
After approval, funds are usually disbursed within 1-24 hours depending on your bank.
Quick Info
- Founded
- 2016
- Headquarters
- Lagos, Nigeria
- CBN Licensed
- Yes
- Disbursement
- 1-24 hours
- Last Updated
- 2025-01-19
Requirements
- •Valid BVN
- •Bank account
- •Nigerian phone number
- •Employment or business proof
- •Age 21-55 years