GTBank Quick Credit Review
VerifiedCBN LicensedInstant loans from one of Nigeria's largest banks
₦10,000 - ₦5,000,000
Loan Amount
1.75-4%
Monthly Interest
30-180 days
Repayment Term
Instant
Approval Time
Pros & Cons
Pros
- ✓Very low interest (1.75% monthly)
- ✓High loan limits up to ₦5M
- ✓Instant approval and disbursement
- ✓Trusted tier-1 bank
- ✓No collateral required
- ✓Deduction from salary available
Cons
- ✗Must have GTBank salary account
- ✗Loan tied to salary deposits
- ✗Not available to non-customers
- ✗Strict employment requirements
How to Apply for GTBank Quick Credit Loan
- 1
Ensure salary is paid to GTBank account
- 2
Open GTWorld mobile app or *737#
- 3
Select Quick Credit
- 4
View pre-approved loan amount
- 5
Select amount and tenor
- 6
Confirm and receive instantly
User Reviews
Tolu A.Verified
Lagos
January 2025
Best loan option for GTBank customers. Got ₦1.5 million at 1.75% for car down payment. Unbeatable rates!
Chidi O.Verified
Abuja
December 2024
Quick Credit is amazing. Instant ₦500,000 in my account within seconds. As a salary earner, this is the best option.
Aisha B.Verified
Kano
November 2024
Reliable and fast. Only downside is you must have GTBank salary account. Worth opening one just for this.
Frequently Asked Questions
What is the interest rate for GTBank Quick Credit?
GTBank Quick Credit charges 1.75% monthly interest, one of the lowest rates in Nigeria.
Can I get GTBank loan without salary account?
Quick Credit is primarily for salary account holders. Non-salary customers may have limited access or need to apply for other loan products.
How much can I borrow from GTBank?
Loan amounts range from ₦10,000 to ₦5,000,000 depending on your salary and credit standing with the bank.
Quick Info
- Founded
- 1990
- Headquarters
- Lagos, Nigeria
- CBN Licensed
- Yes
- Disbursement
- Instant
- Last Updated
- 2025-01-19
Requirements
- •Active GTBank account
- •Regular salary deposits
- •BVN linked to account
- •Minimum 6 months account history
- •Good standing with the bank