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Fint Review

VerifiedCBN Licensed

Peer-to-peer lending platform

3.9
(320 reviews)
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₦10,000 - ₦1,000,000

Loan Amount

4-15%

Monthly Interest

30-180 days

Repayment Term

24-48 hours

Approval Time

Pros & Cons

Pros

  • P2P model offers competitive rates
  • Transparent fee structure
  • Also offers investment options
  • Flexible loan terms
  • No hidden charges

Cons

  • Funding depends on investor availability
  • Longer disbursement time
  • Smaller user base than competitors
  • Approval not guaranteed

How to Apply for Fint Loan

  1. 1

    Download Fint app

  2. 2

    Create account and verify BVN

  3. 3

    Complete credit profile

  4. 4

    Submit loan request

  5. 5

    Wait for investor funding

  6. 6

    Receive funds when fully funded

User Reviews

A

Adekunle B.Verified

Lagos

January 2025

Good platform for both borrowing and investing. Got ₦150,000 at 6% monthly.

V

Victoria I.Verified

Port Harcourt

December 2024

P2P model is interesting. Rates are better than traditional loan apps.

Frequently Asked Questions

How does Fint peer-to-peer lending work?

Individual investors fund your loan directly. You repay the loan with interest, and investors earn returns.

How long does Fint loan take to fund?

Loans typically get funded within 24-48 hours depending on your credit profile and investor demand.

Quick Info

Founded
2019
Headquarters
Lagos, Nigeria
CBN Licensed
Yes
Disbursement
24 hours
Last Updated
2025-01-19

Requirements

  • Valid BVN
  • Nigerian phone number
  • Bank account
  • Employment or business proof
  • Age 21-55 years
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