Best Loans for Large Amounts (N1M+)

Need a big loan? Compare banks offering loans up to N10M+ for major expenses.

High loan limitsExtended tenureCompetitive ratesCollateral options

Top Recommended Loans

#1

Access Bank Personal Loan

Access Bank

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Max AmountN10.0M
Interest Rate21-28%
ApprovalVaries
RatingN/A
#2

GTBank Quick Credit

GTBank

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Max AmountN5.0M
Interest Rate18-24%
ApprovalVaries
RatingN/A
#3

Zenith Bank Personal Loan

Zenith Bank

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Max AmountN20.0M
Interest Rate22-30%
ApprovalVaries
RatingN/A
#4

First Bank Personal Loan

First Bank

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Max AmountN15.0M
Interest Rate20-26%
ApprovalVaries
RatingN/A
#5

UBA Personal Loan

UBA

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Max AmountN10.0M
Interest Rate23-28%
ApprovalVaries
RatingN/A
#6

OPay OKash Loan

OPay

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Max AmountN500K
Interest Rate0.067-0.1%
ApprovalVaries
RatingN/A
#7

PalmPay Instant Loan

PalmPay

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Max AmountN300K
Interest Rate0.05-0.1%
ApprovalVaries
RatingN/A
#8

Carbon Instant Loan

Carbon

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Max AmountN1.0M
Interest Rate5-30%
ApprovalVaries
RatingN/A
#9

FairMoney Instant Loan

FairMoney

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Max AmountN3.0M
Interest Rate5-30%
ApprovalVaries
RatingN/A
#10

Branch Instant Loan

Branch

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Max AmountN500K
Interest Rate3-21%
ApprovalVaries
RatingN/A

FAQ

Which bank gives the highest loan in Nigeria?
Access Bank offers up to N10M for personal loans. Business loans can reach N100M+ with proper collateral.
Can I get N1M from a loan app?
Yes, but usually not as a first-time borrower. Apps like Renmoney offer up to N5M after you build history.

Tips for Large Amounts (N1M+)

  • -Build credit history with smaller loans first
  • -Consider collateral to unlock higher amounts
  • -Traditional banks often offer better rates for large loans
  • -Prepare documentation: bank statements, tax returns

Other Use Cases


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