Send Money from Germany & Europe to Nigeria: EUR to NGN Guide (2025)
Best ways to send money from Germany, France, Netherlands, and other EU countries to Nigeria. Compare EUR to NGN rates from Wise, WorldRemit, Azimo, and crypto options.
Germany hosts the largest Nigerian community in continental Europe, followed by Italy, Spain, and France. Whether you're in Berlin, Amsterdam, or Paris, here's how to send euros to Nigeria at the best rates.
Best Options from Eurozone
Germany: Wise or Azimo. Netherlands: Wise. France: WorldRemit. Best rates overall: Crypto via Bitvavo + Yellow Card.
EUR to NGN: €1,000 Transfer Comparison
| Service | Fee | Rate (NGN/€) | Recipient Gets | Speed |
|---|---|---|---|---|
| Yellow Card (USDT) | ~€3 | 1,720 | ₦1,714,840 | Minutes |
| Wise | €5.80 | 1,680 | ₦1,670,654 | 1-2 days |
| Azimo | €2.99 | 1,665 | ₦1,660,035 | Same day |
| WorldRemit | €2.99 | 1,660 | ₦1,655,034 | Minutes |
| Western Union | €9 | 1,630 | ₦1,615,330 | Minutes-Days |
Country-Specific Recommendations
🇩🇪 Germany
German residents have excellent options:
- Wise: BaFin regulated, SEPA instant transfers
- Azimo: Popular in Germany, good rates
- N26 + Wise: Many use N26 to fund Wise transfers
🇳🇱 Netherlands
The Netherlands has a growing Nigerian community:
- Wise: Integrates with iDEAL for instant funding
- Bitvavo: Dutch crypto exchange for USDT purchases
🇫🇷 France
- WorldRemit: Strong presence in francophone markets
- Wise: ACPR regulated in France
🇮🇹 Italy
Italy has one of Europe's largest Nigerian communities:
- WorldRemit & Remitly: Both popular in Italy
- Western Union: Still widely used for cash pickup
SEPA Transfers: Your Advantage
Being in the Eurozone gives you access to SEPA (Single Euro Payments Area), which means:
- Free or cheap funding: Most services accept SEPA transfers for free
- Fast funding: SEPA Instant arrives in seconds
- No currency conversion: Send EUR directly without intermediate conversions
Crypto from Europe
European crypto exchanges for buying USDT:
- Bitvavo (Netherlands): Low fees, SEPA deposits
- Kraken: Available EU-wide
- Coinbase: Licensed in many EU countries
Send USDT to Yellow Card or Busha in Nigeria for the best naira rates.
Compare Europe to Nigeria Rates
Check Live EUR to NGN Rates →Tags:
NairaSpot Editorial Team
·Editorial TeamThe NairaSpot Editorial Team comprises financial experts, data analysts, and consumer advocates dedicated to helping Nigerians make informed financial decisions.
Ready to Get Your Loan?
Compare instant loans from CBN-licensed lenders. Get approved in minutes.